Build Powerful Credit. Unlock Real Funding. Create Financial Freedom.

Proficient Credit Solutions

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Funding
- Personal Funding
- Business Funding
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Need $250K in Business

or Personal Funding?

We help qualified applicants secure the capital they need fast!

Schedule Your Appointment

Experienced Credit Professionals

We’ve guided thousands of clients toward stronger credit profiles and successful funding outcomes.

Tailored Funding Strategies

Every client’s path is unique. We create solutions designed around your specific goals and situation.

Dedicated Support

Got questions? Need help? Our team is here when you need us, ready to walk you through every step.

Funding Requirements

Credit Score 700+

Less Than 4 Inquiries

No Derogatory Items

Business Funding Pre-Qualification

Complete this form to determine whether your business may qualify for funding opportunities based on your business structure, revenue, and credit profile. This is a pre-qualification review only and does not guarantee approval.

Business Legal Name *

Business Entity Type. *

LLC

Corporation

Sole Proprietor

Partnership

Other

State of Registration. *

How long has your business been established? *

Less than 6 months

6–11 months

1–2 years

2–5 years

5+ years

Business EIN *

Yes

No (Personal credit only)

Average Monthly Business Revenue *

Under $5,000

$5,000–$9,999

$10,000–$24,999

$25,000–$49,999

$50,000+

Business Bank Account *

Yes (active & in use)

Yes (new account)

No

What type of business funding are you seeking? *

Business credit cards

Lines of credit

Term loans

0% APR business credit

Startup capital

Other

(Check all that apply)

How much business funding are you seeking? *

$10,000–$25,000

$25,000–$50,000

$50,000–$100,000

$100,000+

Owner’s Estimated Personal Credit Score *

Below 580

580–619

620–659

660–699

700+

(This is often required for business funding)

Are there any negative items reporting on the owner’s credit? *

Yes

No

Highest Personal Credit Limit (Owner) *

Under $1,000

$1,000–$4,999

$5,000–$9,999

$10,000+

Is current utilization under 20%? *

Yes

No

Not sure

Has the business applied for funding in the last 30 days? *

Yes

No

Primary Use of Business Funds *

Working capital

Marketing / growth

Equipment

Real estate

Payroll

Expansion

Other

Contact First Name *

Contact Last Name *

Email Address *

Phone Number *

How did you hear about us

Referral

Instagram

Google

Website

Other

Important Disclosure:

Proficient Credit Solutions provides business funding pre-qualification and credit-readiness services only. We do not issue loans, extend credit, or guarantee funding approvals.

All funding decisions are made by third-party lenders and may require a personal guarantee, credit review, income verification, and underwriting approval. Results vary and no funding outcome is guaranteed.

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